What is a Khata? Why is it important for property owners?
A Khata is a legal document that measures a property located within the jurisdiction. It identifies the owner of the property and includes other related information with the size of the building or plot, where it is situated, the apparent property tax for the plot etc. Khata is also relevant when applying for a building or trading license, applying for a loan from any bank or financial institution. Khata is an account that includes all the particulars of the property, such as the name of the owner, the size of the houses, the location of the property and all other information that help to file the property tax.
Types Of Khata
There are mostly two types of khata, ‘A’ khata and ‘B’ khata.
While ‘A’ khata is a certificate which is allotted to a legal property which encounters all the essential government tax regulations and building bye-laws.
‘B’ khata on the other hand is a certificate allotted to those properties that have pending taxes to be bare, or to those which do not encounter all the property taxation rules set by the government.
“By reading the above description, it’s obvious that maintaining an ‘A’ khata property is more benefits when compared to owning a ‘B’ khata one. however, if you have a ‘B’ khata property, you don’t have to worry, as you can upgrade to an ‘A’ khata by paying improvement charges, and by submitting all the associated documents.”
BBMP Khata – Registration Process
Application for Khata: Get a Khata application form (costs Rs. 10) plus copies of 5 documents (improvement receipt, receipt of the latest property tax charged, building penalty note, title certificate, design sketch). It can be reached online or at any BBMP office.
Request for Encumbrance Certification (EC): submit an EC request (Form-22) free of charge at the sub-registrar’s office. It should be for at least a year. The price of the EC shall be Rs. 35 for one year. After a day or two, you’ll need to go back to collect the EC. One must carry a copy of the sales report when applying for EC.
Obtain Notarized copy of documents: Get Notarized of the following Sale deed, Form II (if you have), Possession Certificate (if you have), GPA (if used), and fill up the form – green and pink.
Upload the application: Add the application to the notarized documents, EC, receipt of the latest property tax, plan of the apartment along with the specific documents and upload it to the local ARO office. Get a pink receipt with the submission number, stamped and signed by the respective officer.
Follow up: Go back after 15 days to check your score. Keep doing this until you get a demand message. The request note indicates the amount you need to pay as a Khata registration fee.
Property assessment: When you send an application to Khata, the BBMP Revenue In-charge and the Assistant Revenue Officer must personally visit the property to examine the property. Once the property is measured, BBMP officially discloses the size of the property (in square feet), its value as per the valuation of the BBMP and its tax liability.
Pay registration fee: Submit the DDs as per the demand note to ARO Office and get a stamped acknowledgement. Once you get acknowledgement, it means the process has begun. The administration fee or demand note amount is two per cent on the stamp paper value. Most people confuse this to be two per cent of the property value mentioned in the sale deed. The demand note is issued in batches. So do co-ordinate with others in your building whose names are in the demand note to get all the DDs.
Follow up: Go back after 15 days to check the status.
Khata notification:Check the notification to see that your name is spelt correctly and other information like area of flat, car park, and so on are correct. Take the Khata notification to the ARO office with an application requesting issue of Khata certificate (pay Rs. 25) and Khata extract (pay Rs. 100).
Once you pay the Khata Registration fee, in about 1-2 weeks, one receives the notice for paying the pending property tax. Without this the Khata Extract will not be issued in your name. But if you have reached this point it means Khata has been technically registered on your name.
Follow up is important for successfully registering your Khata and getting your Khata Certificate. In case any BBMP official demands money apart from the Khata registration fee and cost of application form, you can lodge a complaint with the concerned Revenue Officer. Do not involve middle men for Khata registration. Approach senior BBMP officials at the zonal level if you counter any problems. If you don’t get any response from BBMP after 2-3 months, file “Right to Information (RTI) application” to seek information on status of Khata registration. There is no prescribed form for application seeking information. However, the application should have name and complete postal address of the applicant. The application can be made on plain paper. The applicant is not required to give any reason for seeking information. In case of rejection of your application, applicant would be informed the reasons for rejection.
What is an e khata? How will a property owner benefit from it?
Neither is e khata a different type of khata nor an extra necessary set by the state government. An e khata is nothing but electronic khata, i.e. filing the document online. With the development of technology, you can now file it by logging on to the BBMP official website.
You need to be alert that the e-khata can be only used by property owners who have been assigned a Property Identification number (PID) number. This will include the properties that were registered under the Bangalore Mahanagara Palike (BMP).
The government is in the process of recording all possible land-related accounts online. Nevertheless, this will take a few years to complete, it is proven to be useful to the property owners in the long-run. Since you’re allotted with a unique PID number, you can access your khata account easily, pay your taxes online, and get receipts whenever you want them. If you do not have a PID number, you can contact the nearest ward office.
How to apply for e-Khata?
This is a fairly simple process. You can do it manually by visiting your nearest Bangalore One center. If you have a PID number, you can apply it online.
Fill the application form and submit the related documents to make a successful submission.
Once the application is processed, a SAKALA acknowledgement number will be generated. Your Khata will be digitally signed. In case your form is rejected, you will be contacted by an officer for a resubmission.
This is one of the ways in which the state government is trying to digitalise all land-related documents.(APPLY)